COVID-19 Resources- Updated Daily at 

The Coronavirus (COVID-19) has created concerns for business owners. Cavignac & Associates is here to help. Below you will find resources that will support your efforts to stay informed so that you can educate and protect your employees and business. 

This page will be updated weekly so check back for the latest resources. Should you have any questions, please don’t hesitate to reach out.

Coronavirus Updates & Communication:

Governor Newsom Issues Executive Order Establishing A Rebuttable Presumption That COVID-19 Is Work Related For Essential Employees

Governor Newsom has issued an Executive Order establishing a rebuttable presumption that COVID 19 is work related for California employees working outside their homes, which will mean those workers are eligible for workers compensation benefits if they test positive for the virus.  The order will be retroactive to March 19 and cover new cases reported within the next 60 days.

Posted date : 5/06/2020

Designing a Post-Coronavirus Office

The Coronavirus disease (COVID-19) pandemic has changed many aspects of the current workplace, and soon, employers should begin planning for what their post-Coronavirus office will look like.

Posted date : 5/06/2020

City of San Diego Issuing New COVID-19 Rules for Construction

The City of San Diego is issuing new guidance for all construction, public and private, within City limits. The draft rules, which can be found HERE, will be finalized tomorrow and enforced starting on Monday.

Posted date : 4/24/2020

 Reopening a Business After Coronavirus

As the Coronavirus (COVID-19) pandemic continues to have an unprecedented effect on daily life, many business owners are looking forward to the future and a return to normalcy. However, even when stay-at-home orders are lifted and nonessential businesses are allowed to resume operations, there’s a lot for organizations to consider before they reopen their doors.

Posted date : 4/22/2020

UPDATE: WCIRB Governing Committee Approves Special Regulatory Filing in Response to COVID-19

Earlier today, in response to the impact of the Coronavirus disease 2019 (COVID-19) pandemic on California employers and workers, the Workers’ Compensation Insurance Rating Bureau of California (WCIRB) Governing Committee voted unanimously to make a special regulatory filing to the California Insurance Commissioner. The Committee’s vote authorized the WCIRB to file rule changes to the California Workers’ Compensation Uniform Statistical Reporting Plan—1995 (USRP) and the California Workers’ Compensation Experience Rating Plan—1995 (ERP).

Posted date : 4/17/2020

COVID-19 Updates – Orders from the California Department of Insurance

California’s Insurance Commissioner Ricardo Lara issued two orders this week addressing both these issues. These orders apply to among others, insurance companies and insurance brokers.

Posted date : 4/16/2020


WCIRB Classification and Rating Committee to Consider Regulatory Changes in Response to COVID-19

On April 14, 2020, the Workers’ Compensation Insurance Rating Bureau of California’s (WCIRB’s) Classification and Rating Committee will consider three rule changes that WCIRB staff are recommending in response to the impact of the coronavirus disease 2019 (COVID-19) pandemic on California employers and workers.

Posted date : 4/10/2020

WEBINAR: OSHA Compliance Amid the COVID-19 Pandemic

California employers are facing workplace safety issues related to the COVID-19 pandemic on a daily basis. On Tuesday, April 7, Cavignac & Associates partnered with Ogletree Deakins to conduct a webinar focusing on helping California employers to understand their obligations and comply with certain Cal/OSHA regulations that may apply specifically to the COVID-19 pandemic.

Posted date : 4/07/2020

IRS Tax Reimbursement Guidance and FFRCA Regulations Issued

The IRS has issued much awaited guidance on how employers can claim payroll tax credits for leave provided under the FFCRA. That guidance is available here.

Posted date : 4/03/2020

 CARES Act: Evaluate your Options, Protect your Working Capital, and Keep your Employees Working.…Applications Open April 3

The current economic environment is presenting business owners with challenges they have never faced before. In order to aid business owners, the government has passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act, which expands the availability of small businesses loans under Section 7(a) of the Small Business Act to include the new Paycheck Protection Program.

Posted date : 4/02/2020

Addressing Liabilities from the Coronavirus Pandemic

At the time of this writing, the Coronavirus (COVID-19) pandemic is wreaking havoc with the physical and financial wellbeing of people around the globe. This virus is causing untold losses for individuals and businesses, with no end in immediate site. Slowing rates of new infections in China, where the first outbreak is said to have occurred, are encouraging. But the bulk of economists agree that the worst is yet to come in many parts of the world, including the United States and the rest of North America. Here are three specific ways the Coronavirus pandemic is directly impacting design and construction operations and creating potential liabilities and losses for all parties involved.

Posted date : 4/01/2020

 WEBINAR: Coronavirus: What Employers Should Know

Coronavirus (COVID-19) is having a major impact on the workplace. The April 1, 2020 webinar shares with you some general guidelines in the event your employee has symptoms or tests positive for COVID-19. Although, our current state is new territory for all, there are still regulations and compliance requirements applicable to your business. Follow the link above for the recorded version of the webinar as well as handouts mentioned throughout.

Posted date : 4/01/2020

Department of Labor Latest Guidance on Emergency Paid Sick Leave and Expanded FMLA

The Department of Labor (DOL) continues to provide guidance with regards to the Families First Coronavirus Response Act (FFCRA). The latest updated document release appears to suggest that shutting down of a business, Shelter in Place, or Stay at Home orders will not qualify employees for Emergency Paid Sick Leave or Expanded FMLA. Fisher Phillips provides clarification on the latest guidance from the Department of Labor.

Posted date : 3/30/2020

The U.S Small Business Administration Boosts Their Loan Programs to Offer Business Owner Cashflow Relief

During these trying times, the ability to cashflow operations should be at top of mind for most business owners. Although, the new loans will be obtainable thru December 31st, 2020, we recommend evaluating your options with your local banker now, as the SBA is being inundated with new applications daily.

Posted date : 3/28/2020

 Department of Labor Publishes Families First Coronavirus Response Act FAQs and Required Poster

This week the U.S. Department of Labor published much-anticipated FAQs and notices related to the Families First Coronavirus Response Act (FFCRA).

Posted date : 3/26/2020

 Mandatory State-Wide Shelter in Place Order – Construction Included as Essential

California Governor Gavin Newsom amended the shelter-in-place order to specifically exempt construction activities.

Posted date: 3/20/2020

Coronavirus FAQ’s for Employers

With all the information and misinformation out there regarding Coronavirus and its impact on the workplace, we want to share with you some general questions and answers in the event your employee has symptoms or tests positive for COVID-19. Although, our current state is new territory for all, there are still regulations and compliance requirements applicable to your business. The attached document will provide you with general questions and answers to assist you in better understanding your obligations.

Posted date: 3/18/2020

COVID-19 & The Construction Industry

We are in unprecedented times. With the continuing developments surrounding the fallout from the COVID-19 pandemic, “best-in-class” contractors are focused various priorities.

Posted date: 3/17/2020

Coronavirus Client Update

Cavignac & Associates continues to monitor the developments pertaining to the Coronavirus. Beginning on Wednesday of this week we are asking all of our staff to work remotely. We have ensured that there will be no disruption in our service to you. All of our employees are fully equipped to work from home.

Posted date: 3/16/2020

COVID19 Employer Information and Sample Policy

On Thursday, March 5, the EDD clarified employer and employee coverage related to the coronavirus disease, also known as COVID-19. The additional support comes one day after Governor Gavin Newsom declared a state of emergency as part of California’s response to the coronavirus. Covered employees may be eligible to file State Disability Insurance (SDI), Paid Family Leave (PFL), or Unemployment Insurance (UI) Work Sharing Program for employers experiencing a slowdown due to the coronavirus.

Posted date: 3/11/2020